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So, you finished writing a script that probably took weeks, months, maybe even years to finish – Congrats! Now, you’ve raised money and are ready to produce a short film, which means you need to obtain a film permit, rent production equipment, a vehicle and hire cast and crew. As a result, all of this requires a Film Insurance Policy.

As a filmmaker myself and licensed insurance broker, I understand the need for a film insurance policy that is affordable, and won’t blow the bank on a low budget film. Not all insurance brokers are created equal. Some will try to sell overages you don’t need and others charge hefty fees. But for me, it’s not just about selling policies, it’s about helping filmmakers turn their dream into a reality. All the while, being cost-effective.

So, how much is this going to cost?

All short film productions will require you to have some type of film insurance policy. But it is hard to know how much it will cost and what coverage you need. That’s where we come in! American Entertainment Insurance (AEI) Services is an Entertainment Insurancee Brokerage that is appointed with various companies who can provide a film insurance policy that is cost effective.

Before you go shopping, it is important to know what you need! That’s why we’ve compiled this quick guide to the different types of policies out there, how much it will cost and what it covers. Please remember that below are starting prices. Depending on what limits you need, or specific overages are requested, prices vary.

Short Term Film Insurance Policy 

This type of policy is for productions expected to last for no more than 60 days. The basic, lowest price policy usually allows up to 10 days of filming. The price will increase if more days are added.
Minimum premium: $500

Production Portfolio (feature film) Insurance Policy 

Portfolio is an annual Film Insurance Policy that covers a single project, and the price is based of the total film budget amount, as well as the types of overages that are included.
Minimum premium: $1,250

Annual DICE Insurance Policy

DICE policies cover multiple projects throughout the year and the price is also based off the gross budge of the film.
Minimum premium: $2,250

Foreign Production Insurance Policy

Foreign Film Insurance Policies exclude all forms of hazardous scenes (stunts, pyros, fights, weapons, animals, aerial photography, etc).
Minimum premium: $750

Movie Boat Film Insurance Policy$250 Minimum Premium

Movie Boat Film Insurance Policies also exclude all forms of hazardous scenes as listed above.

Event & Foreign Event Insurance Policies 

This type of policy is for concerts, parties and film screenings. Hazardous scenes also excluded.
Minimum premium: $250 – $500

Owned Equipment Floater Policies

This type of policy is for the lights, camera (including drones), sound and editing equipment up to a value of $25,000. Prices go up with higher valued equipment and they exclude all forms of liability.
Minimum premium: $250 – $500


Why American Entertainment Insurance?

Shopping for insurance can be daunting. As a result, we are here to help! We are a one stop shop for film-makers looking for the most affordable and cost effective film insurance policy. We are located in Los Angeles, CA – the hub of the entertainment industry but are licensed nationwide. Also, we are able to provide coverage options for foreign films. Production insurance is a niche and as a result, there are only a few insurance companies who quote this type of coverage. Don’t spend time shopping with multiple brokers, instead, let us do the work for you. This way, you can focus on doing what you do best – making movies!

Click HERE to request a  quote  online or give us a call at: (800) 555-4177.

Written by Giovanni Cuarez on Thursday, June 13th, 2019